True Or False Tuesdays

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True or False: Stephanie is a caregiver who manages her grandmother's healthcare. While talking about breast cancer Stephanie's grandmother says, "Medicare pays for my mammogram screening every year and I don't even have a copay." Is this true or false?

October 8, 2019

True:

  • Regular Mammograms can save your life!! 
  • Medicare pays 100% for mammogram screenings every 12 months
  • The patient may be responsible for some or all of the cost of more frequent screenings
  • Diagnostic mammograms are covered under Medicare Part B and have a 20% copay
 Always remember to talk to your doctor or provider about your insurance coverage to see how your insurance pays for the testing that you need. 

True Or False Tuesdays

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True or False:  Tiffani has a general power of attorney over her mother. The doctor says, "I'm sorry but this does not give you rights to make decisions for her because she is incapacitated." Is this true or false??

October 1, 2019

True:

  • There are many different types of Power of Attorney and not all remain valid if a person is incapacitated. They generally cover financial and legal decisions but may also cover health decisions. 
  • Special/Limited Power of Attorney is used for a limited time and a specific reason. For example, if you will be out of town on the closing day of your house you may designate someone to sign for your home on your behalf.
  • General Power of Attorney is comprehensive and allows another person to make decisions or act on your behalf but is rendered VOID if you are incapacitated or mentally incompetent. 
  • Durable Power of Attorney may be general or limited in nature but will remain effective until death including if the person granting Power of Attorney is incapacitated.  
  • Healthcare Power of Attorney is usually written durable in nature and allows the acting agent to make decisions relating to the health of the person granting Power of Attorney.
  • Springing Power of Attorney is only effective if the person is incapacitated or with a triggering event. 
 Please note that this is not to be considered legal advice. Please speak with your lawyer regarding any and all legal matters. Health Care Managers strongly encourage the designation of a Power of Attorney (family member, friend, someone you trust) as we do not make decisions we only follow up on decisions that have been made.

True or False: Health Insurance pays for all types of Home Care

September 24, 2019

FALSE:

  • Medicare and insurance pays for skilled home health care
  • Skilled home health includes physical therapists, occupational therapists, nurses, social workers
  • Skilled home health care has a certification period under medicare which currently is 60 calendar days and ordered by your doctor
  • Non-skilled home health is not covered under health insurance/Medicare
  • Non-skilled home health includes CNAs and home caregivers who provide personal care such as bathing and dressing assistance, meal preparation, light housekeeping